If you haven’t taken time to review life insurance policy details recently, there’s a strong chance you could be overpaying—or worse, underinsured. Life changes. Markets shift. Insurance products evolve. Your coverage should keep up with those changes to ensure you’re...
Medicare coverage gaps are one of the most common risks people overlook when planning for retirement. If you’re not prepared, these gaps can lead to significant and unexpected out-of-pocket costs. Many people assume Medicare pays for everything. In reality, there are...
If you’ve been researching retirement planning, you’ve probably come across annuities—and just as quickly felt overwhelmed. Between the different types, industry jargon, and conflicting opinions, it’s not always clear what’s actually right for you. The reality is,...
Medicare Supplement shopping can be done any time of the year. That is the most important thing many Medicare beneficiaries do not realize. Too often, people believe they must wait for Open Enrollment to review their Medicare Supplement plan. That misunderstanding...
2026 HSA rules are expanding what counts as a high-deductible health plan — and that means more flexibility, more savings, and more choices when selecting your insurance this year. Thanks to updated federal guidelines from the IRS and Healthcare.gov, bronze and even...
One of the most common questions people ask is what happens to life insurance if you don't die during the policy term. It’s a fair question — especially if you’re healthy and investing in a policy for years. The answer depends on the type of policy you have, but the...
Turning 65 Medicare Guide: Essential Preparation for Your Enrollment This turning 65 Medicare guide provides the roadmap every senior needs to navigate the complex transition to Medicare coverage. At ICT Insurance, our Medicare specialists in Wichita, Great Bend, and...
Annuities Create Retirement Security That Many Americans Desperately Need Annuities create retirement security that's becoming increasingly essential as traditional pensions disappear and Social Security faces funding challenges. At ICT Insurance, our retirement...
Long-Term Care Myths Could Devastate Your Retirement Security Long-term care myths continue to mislead Americans about one of retirement's biggest financial threats. At ICT Insurance, our specialists in Wichita, Great Bend, and Overland Park have seen firsthand how...
Self-Employed Health Insurance Options Every Entrepreneur Should Consider Self-employed health insurance options remain one of the biggest challenges for entrepreneurs, freelancers, and small business owners. Without the benefit of employer-sponsored group plans,...
