Effective Date: August 8, 2025
Company Name: ICT Insurance Group
Website: https://ictinsurance.com
Phone: (316) 440-6111
Email: info@ictinsurance.com

1. Acceptance of Terms

By accessing or using our website, forms, services, or any communication provided by ICT Insurance Group, you agree to be bound by these Terms of Service (“Terms”). If you do not agree with any part of these Terms, please do not use our services.

2. Services Provided

ICT Insurance Group is an insurance agency licensed to operate in 29 states, specializing in health insurance, life insurance, Medicare, dental, vision, and long-term care plans. Services include plan comparisons, personalized recommendations, enrollment assistance, and ongoing policy support.

3. Eligibility

To use our services, you must be at least 18 years old or the age of majority in your state of residence. By using this site or engaging with ICT Insurance Group, you represent that you meet these requirements.

4. Use of Website

You agree to use our website and services for lawful purposes only. You are prohibited from:

• Submitting false or misleading information;

• Attempting to gain unauthorized access to any part of the site or systems;

• Using automated systems to collect data from our website without our permission.

5. Communication Consent

By submitting your information through our contact forms, quote requests, or other interactive tools, you consent to receive communications from ICT Insurance Group. This may include emails, phone calls, and SMS/text messages as further outlined below.

6. SMS/Text Message Terms and Compliance

Marketing Texts
By checking the consent box, you agree to receive marketing-related text messages from ICT Insurance Group at the phone number you provided.

• Frequency may vary.

• Message and data rates may apply.

• You can opt out at any time by replying STOP.

• For assistance, reply HELP or contact us at (316) 440-6111 or info@ictinsurance.com

Non-Marketing Texts
By checking the consent box for non-marketing communication, you agree to receive service-related text messages such as:

• Appointment reminders

• Enrollment updates

• Plan information

Message and data rates may apply. You may opt out of these communications by replying STOP, although this may limit our ability to provide timely service.

We do not share your mobile number or consent with third parties for their marketing purposes. Your data is protected according to our Privacy Policy.

7. Disclaimer of Warranties

ICT Insurance Group makes every effort to provide accurate and up-to-date information, but we do not warrant the completeness, accuracy, or reliability of any content on our website or linked resources. Your use of the service is at your sole risk.

8. Limitation of Liability

ICT Insurance Group will not be liable for any indirect, incidental, or consequential damages arising from your use of or inability to use our services. Our liability is limited to the maximum extent permitted by law.

9. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. Use them at your own risk.

10. Modifications to Terms

We may update these Terms from time to time. When we do, we will revise the “Effective Date” at the top of this page. Continued use of our services constitutes your acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Kansas, without regard to its conflict of law principles.

12. Contact Information

If you have any questions or concerns about these Terms or our services, please contact us:
📧 Email: info@ictinsurance.com
📞 Phone: (316) 440-6111
📍 Wichita Office: 9435 E Central Ave. STE 100, Wichita, KS 67206