Effective Date: January 28, 2026
Company Name: ICT Insurance Group
Website: https://ictinsurance.com
Phone: (316) 440-6111
Email: info@ictinsurance.com

General Disclaimer

ICT Insurance (“ICT Insurance”, “we”, “our”, “us”) provides insurance-related information, advisory, and facilitation services. We are not an insurance company and do not underwrite or assume insurance risk. All insurance products are offered by licensed insurers and are subject to the respective insurer’s terms, conditions, exclusions, and underwriting approval.

Information on this website is provided for general informational purposes only and should not be considered legal, financial, tax, or insurance advice. Users are advised to review policy documents carefully before purchasing any insurance product.

No Professional Advice

Any guidance, comparisons, illustrations, or explanations provided on this website or by our representatives are not a substitute for professional advice. Policy suitability depends on individual circumstances, and final decisions should be made after consulting qualified professionals and reviewing official policy documents.

Policy Terms & Accuracy

While we strive to keep information accurate and up to date, policy features, pricing, benefits, and availability may change at the discretion of insurers without prior notice. ICT Insurance does not guarantee the completeness or accuracy of information displayed on this website.

In case of any discrepancy, the policy wording issued by the insurer shall prevail.

No Guarantee of Coverage or Claims

Submission of information, proposals, or payments does not guarantee policy issuance or claim approval. All policies are issued at the sole discretion of the respective insurance companies. Claim settlement decisions are made entirely by insurers as per policy terms and applicable laws.

Third-Party Links & Insurers

This website may contain links to third-party websites, insurer portals, or external resources. ICT Insurance is not responsible for the content, accuracy, or privacy practices of such third-party sites.

Limitation of Liability

ICT Insurance shall not be liable for any direct, indirect, incidental, or consequential loss arising from:

• Use of or reliance on information on this website

• Delays or failures in policy issuance or claim processing

• Actions or decisions taken by insurers

Use of this website is at the user’s own risk.

Regulatory Compliance

ICT Insurance operates in accordance with applicable local laws and insurance regulations. Where required, we act as an insurance intermediary/broker/agent and facilitate insurance products issued by licensed insurers.

Intellectual Property

All content on this website, including text, logos, graphics, and layout, is the property of ICT Insurance unless otherwise stated. Unauthorized use or reproduction is prohibited.

Updates to This Disclaimer

ICT Insurance reserves the right to modify or update this disclaimer at any time without prior notice. Continued use of the website constitutes acceptance of the revised terms.