Long-Term & Home Health Care
GET THE CARE YOU NEED, WHEN AND WHERE YOU NEED IT
When you consider the cost of long-term and home health care, it’s worth it to make sure you have peace of mind. Our long term care insurance makes it easier for you and your family to get the care you need, when you need it.
Costs of nursing homes have continued to rise and have brought up the
question for many people about what the best way is to pay for it. Long-term
care plans can be a good fit for several people.
HOME HEALTH Care
With the rises in nursing home prices more and more people are trying to stay in their
home as long as they can. A home health care plan can be a great fit to go along with your health insurance policy. Most even provide a prescription drug reimbursement.
Long-Term & Home Health Care Information
What does long-term care insurance cover?
Long-term care insurance protects against possible need for assistance with activities of daily living, such as dressing and bathing, as well as medical issues such as physical therapy and prosthetic devices. Long-term care insurance can also cover assisted living facility bills, emergency home care, and nursing home costs.
Is long-term care insurance for me?
There is a wide range of questions and concerns to raise when deciding if long-term care insurance is for you. Most experts will tell you that long-term care insurance is not incredibly useful in protecting your financial future, but it can be a necessary expense when certain situations arise. Before purchasing such a policy, make sure you understand the details and fine print (which you really should do with all insurance policies), and make sure it fits well with your goals and needs.